FEE-ONLY FINANCIAL PLANNING FEES & INVESTMENT MANAGEMENT 

SERVICES & PRICING

Fee-only. Transparent. Built around thoughtful financial coordination.

No commissions. No product sales. No hidden compensation.

Every engagement is structured around clear planning fees, with optional investment management on a tiered blended schedule designed to align advice, implementation, and long-term decision-making.

WAYS TO WORK TOGETHER

Wealth Building Architecture™

Build the system. Coordinate the decisions. Create long-term alignment.

Annual planning engagements typically range from $7,500–$30,000.

Designed for high earners and growing families navigating complexity around taxes, equity compensation, investing, cash flow, and major financial decisions.

This engagement includes a comprehensive financial plan and ongoing implementation support throughout the year, helping ensure recommendations are not only designed thoughtfully, but executed intentionally.

  • Included:

    • Comprehensive financial planning

    • 12-month implementation roadmap

    • Equity compensation planning (RSUs, ISOs, ESPPs)

    • Tax planning and coordination

    • Cash flow and reserve structure

    • Insurance and estate coordination

    • Quarterly strategy meetings

    • Coordination with your CPA and attorney

    • Unlimited email and secure messaging

Ongoing Advisory & Investment Management

Coordinated planning with integrated investment management.

Ongoing planning plus tiered investment management.

Designed for clients who want ongoing strategic planning alongside discretionary investment management and long-term portfolio oversight.

Assets are held directly at Schwab or Fidelity. Dynamic Financial Planning never takes custody of client assets.

Included:

  • Everything in Wealth Building Architecture™

  • Discretionary investment management

  • Tax-aware portfolio construction

  • Direct indexing and tax-loss harvesting where appropriate

  • Equity compensation diversification strategy

  • Ongoing portfolio monitoring and rebalancing

  • Annual deep-planning review

ASSET TIER                                                                                                               ANNUAL RATE

First $1,000,000 0.90%

Next $4,000,000 0.70%

$5,000,000 and above 0.50%

Worked Example: A $10M relationship would pay a total annual investment fee of $62,000.

  • $1M × 0.90% = $9,000

  • $4M × 0.70% = $28,000

  • $5M × 0.50% = $25,000

  • Total: $62,000 annually

PRICING PHILOSOPHY

You're paying for better coordination and better decisions over time.

Most financial mistakes happen when taxes, investing, equity compensation, cash flow, and major life decisions are handled separately.

The goal of this relationship is to bring those decisions together into one coordinated strategy designed to evolve with your life.

CLIENT SATISFACTION POLICY

If you decide within the first 60 days that the planning relationship is not the right fit, your planning fee will be refunded.

Because pricing matters. But fit matters more.

The right financial relationship changes everything.

Schedule Your Complimentary Wealth Strategy Call

The first step is understanding where things stand today and whether this approach is the right fit for your life.