Privacy Policy

Last Updated: August 18, 2026

Dynamic Financial Planning LLC ("Dynamic Financial Planning," "we," "us," or "our") is a fee-only financial planning firm based in Phoenix, Arizona. We specialize in working with high-earning individuals and families, including professionals with equity compensation. We respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, safeguard, and handle your information when you visit www.dynamic-fp.com (the "Website") or engage with our financial planning and investment advisory services.

1. Information We Collect

Personal Information You Provide

We may collect personal information you voluntarily provide, including: Name Email address Phone number Financial information (account statements, tax returns, net worth details, investment holdings) Information submitted through contact forms, scheduling tools, questionnaires, or client intake documents You may provide this information when you: Schedule a consultation Subscribe to emails or newsletters Complete a form or questionnaire Communicate with us directly Engage us as your financial advisor

Automatically Collected Information (Usage Data)

When you visit our Website, we may automatically collect: IP address Browser type and version Pages visited and time spent Device type Referring URLs This helps us improve our Website and better serve visitors seeking financial planning guidance.

2. How We Use Your Information

We use your information to: Respond to inquiries and communicate with you Provide financial planning and investment advisory services (if you become a client) Develop, implement, and monitor your financial plan and investment strategy Deliver content, newsletters, or updates (you can opt out anytime) Improve our Website, services, and user experience Comply with legal and regulatory obligations Detect, respond to, and recover from security incidents or unauthorized access We do not sell your personal information.

3. Sharing of Information

We only share your information in limited circumstances: Service Providers: We work with trusted vendors (secure cloud storage providers, email platforms, CRM systems, scheduling tools) who assist us in providing services to you. These service providers are contractually obligated to protect your information and use it only to provide services on our behalf. Professional Advisors: When necessary to provide you comprehensive financial planning services, we may share information with your accountants, attorneys, or auditors as part of developing or implementing your financial plan. Legal Requirements: When required by law, court order, regulatory investigation, or to defend against legal claims. Business Transfers: In the event of a merger, sale, or similar business transaction. With Your Consent: When you authorize us in writing. All third parties are expected to protect your information.

4. Financial Information & Confidentiality

As a financial planning firm, we receive sensitive financial information from clients. We handle all client information in accordance with: Applicable federal, state, and local laws and regulations Professional fiduciary standards CFP Board's Code of Ethics and Standards of Conduct SEC Regulation S-P (Privacy of Consumer Financial Information) Client information is treated as confidential and used only to provide financial planning and investment advisory services.

5. Data Security & Protection

Encryption & Storage

All files are securely stored using enterprise-grade cloud storage, which uses: AES 256-bit encryption for data at rest TLS/SSL encryption for data in transit Multiple data centers with geographic redundancy SOC 2 Type II and ISO 27001 certifications

Access Controls

Only authorized personnel have access to your information All access requires authentication Information is handled on a need-to-know basis

Service Provider Oversight

We maintain written policies and procedures to oversee and monitor service providers with access to your information. Specifically: Service providers are contractually required to maintain security safeguards comparable to our own Service providers are required to notify us promptly of any unauthorized access or data breach affecting your information We conduct periodic reviews to ensure service providers comply with data protection requirements

Non-Disclosure

Your information will not be shared with any third party outside Dynamic Financial Planning without your explicit written consent, except when necessary to provide you services (such as with secure vendors for data storage, email, and client management, or with accountants, attorneys, and auditors as part of developing or implementing your financial plan). No information is ever used for marketing purposes or sold to anyone.

6. Data Breach Notification & Incident Response

Our Incident Response Program

We maintain a written incident response program designed to: Detect unauthorized access to or use of your information Respond to and recover from security incidents Document all incidents and our response Determine whether notification to you is required

Notification to You

If we discover that unauthorized access to or use of your sensitive personal information has occurred or is likely to have occurred, we will notify you without unreasonable delay. The notification will include: A description of the incident The types of information that may have been affected Steps we have taken to investigate the incident Recommended protective measures you can take (e.g., credit monitoring, identity theft protection) Contact information for questions

7. CFP Board Confidentiality and Privacy Standard (A.9)

As a CFP® professional, we comply with CFP Board Standard A.9: Confidentiality and Privacy, which requires: I must keep confidential and may not disclose any non-public personal information about you, except: for ordinary business purposes with your consent, to service providers assisting me, or to my attorneys, accountants, and auditors as needed; for legal and enforcement purposes when required by law, court order, or regulatory investigation I may not use your information for my personal or financial benefit without your consent I take reasonable steps to protect the security of your information, whether stored physically or electronically, from unauthorized access I have adopted and implemented written policies for protecting, handling, and sharing your information, and provide written notice at start of engagement and annually thereafter

8. Cookies and Tracking Technologies

We use cookies to: Improve Website functionality Analyze traffic and usage patterns Enhance user experience.

You may disable cookies in your browser settings. Some features may not function properly.

9. Data Retention

We retain information only as long as necessary to: Provide services Comply with legal and regulatory requirements (typically 5+ years for financial advisory records) Maintain required compliance records Resolve disputes

10. Your Privacy Rights

Depending on your location, you may have the right to:
Access your personal information
Correct inaccurate information
Request deletion (subject to legal obligations)
Opt out of marketing communications
To exercise these rights, contact us at 602-373-2216 or anthony@dynamic-fp.com.

11. Children's Privacy

This Website is not intended for individuals under 13. We do not knowingly collect information from children.

12. Third-Party Links

Our Website may include links to third-party websites. We are not responsible for their privacy practices.

13. Changes to This Policy

We may update this Privacy Policy periodically to reflect changes in our practices, technology, legal requirements, or other factors. Material changes will be communicated to you, and we encourage you to review this policy regularly.

14. Contact Information

Dynamic Financial Planning LLC
3807 E. Ember Glow Way
Phoenix, Arizona 85050
Phone: 602-373-2216
Email: anthony@dynamic-fp.com
Website: www.dynamic-fp.com

15. Regulatory Information

Form ADV: www.adviserinfo.sec.gov (Search: Dynamic Financial Planning)
Regulatory Oversight:‍ ‍
Arizona Corporation Commission - Securities Division: https://azcc.gov/securities/home
SEC Regulation S-P: https://www.sec.gov/rules-regulations/2024/06/s7-05-23
CFP Board Code of Ethics: https://www.cfp.net/ethics/code-of-ethics-and-standards-of-conduct‍ ‍

16. Important Disclosure

Dynamic Financial Planning LLC is a fee-only financial planner serving high earners and professionals. Information on this Website is for informational purposes only and does not constitute personalized financial, investment, tax, or legal advice. A client relationship is only established through a written agreement.