Scottsdale's Fee-Only, Fiduciary Financial Planner
Scottsdale's fee-only, fiduciary
financial planner
Dynamic Financial Planning is based in Scottsdale and built differently from most advisory firms in the area — no commissions, no products, and no requirement to move your investments. Just coordinated planning built around your life.
Scottsdale has a lot of financial advisors.
Very few are actually fee-only and fiduciary.
Scottsdale is full of financial advisors. The question worth asking isn't whether they're good — it's whether their incentives are aligned with yours.
The Scottsdale financial advisory market is large and competitive — wire houses, insurance-based advisors, AUM-focused wealth managers, and independent RIAs all operate here. Most of them have structural conflicts of interest built into their compensation model. They're compensated by what they sell you, or by how much they manage for you — not by the quality of the advice they give.
Dynamic Financial Planning is structured differently. Fee-only means no commissions and no product sales — ever. Fiduciary means a legal obligation to act in your best interest at all times.
Read more about the Philosophy behind it — is what makes Dynamic Financial Planning different from most of what you'll find in Scottsdale or anywhere.
Who we work with in Scottsdale and the Phoenix metro
Dynamic Financial Planning works with Scottsdale-area families, executives, and professionals navigating real financial complexity — in North Scottsdale, Paradise Valley, Arcadia, Gainey Ranch, DC Ranch, and across the greater Phoenix metro:
Tech Professionals with Equity Compensation
RSUs, ISOs, ESPPs, and concentrated stock positions demand a coordinated strategy—not isolated decisions at each vest event. We help you build a tax-efficient plan that actually works across your entire equity story.
Growing Families
You're building more than wealth. You're building a foundation. We handle protection, estate planning, and dual-income coordination so you can focus on what matters while your financial architecture grows with you.
Sudden Wealth & Inheritance
When your situation changes overnight, you need more than a transaction. We're the trusted partner who sees your complete picture, fills the gaps your current advisor missed, and helps you navigate what this new wealth actually means for your family.
How Dynamic Financial Planning compares to traditional Scottsdale advisors
Dynamic Financial Planning
Flat planning fee for year one, then AUM if you choose to have us manage investments
No commissions or product incentives
Legally bound to fiduciary duty
No pressure to consolidate assets
$7,500 to start
60-day fit guarantee—full refund if it's not right
Traditional Advisors
AUM model (% of assets) or commission-based on products sold
Commissions create conflicts of interest
Not always a fiduciary
Often require you to consolidate accounts with them
Varies widely; often higher per-relationship
No clear onboarding guarantee or exit clause
The Right Relationship Is Worth the Time
If the first 60 days aren't the right fit, your planning fee gets refunded, no questions asked. We're looking for a long-term partnership that genuinely changes your financial life, not a transaction or a full breakdown of what the engagement includes and how pricing works, see the Services & Pricing page.
For a detailed look at how the planning process works, see the Process page.
What Working with a Scottsdale Fee-Only Planner Actually Looks Like
Start with a complimentary call —30 minutes to talk through where you stand and whether we're a good fit. No pitch, no pressure. Just an honest conversation.
From there, our Wealth Building Architecture takes you through four stages: Discovery, Architecture, Implementation, and Ongoing Partnership. Every recommendation is coordinated across taxes, investments, equity compensation, protection, and estate planning—connected as a system, not fragmented into isolated decisions.
Here's what's different: you don't need to move your investments to work with us. The plan is a standalone engagement. We offer investment management separately if you want it integrated, but it's completely optional.
What fee-only planning looks like in practice
See what coordinated Scottsdale financial planning looks like in practice. Examples of individuals and families navigating complexity — equity compensation, advisor transitions, estate coordination, and more.
Common questions from Scottsdale clients
How is a fee-only financial advisor different from other advisors in Scottsdale?
Most financial advisors in Scottsdale are compensated by commissions on products they sell, by a percentage of the assets they manage, or by some combination of both. Fee-only means Dynamic FP is compensated exclusively by what you pay directly no commissions, no product sales, no incentive to recommend anything other than what's right for your situation. Combined with fiduciary status, it's the strongest alignment of interests available in the advisory relationship.
Do I need to move my Schwab, Fidelity, or Vanguard accounts to work with Dynamic FP?
No. The Wealth Building Architecture™ is a flat-fee planning engagement you keep your investments wherever they are. If you later want investment management integrated, that's available. But it's never required. The planning value is in the coordination and decision-making not in custody of your assets.
What neighborhoods and communities in Scottsdale do you work with?
Dynamic Financial Planning works with clients throughout Scottsdale: North Scottsdale, Old Town, South Scottsdale, Arcadia, Gainey Ranch, DC Ranch, Silverleaf, and surrounding communities.
We also serve clients throughout the greater Phoenix metro and nationally through virtual planning engagements.
How do I know if Dynamic Financial Planning is the right fit for my situation?
The complimentary Wealth Strategy Call is exactly for this.
It's a 30-minute conversation, no pitch, no obligation, to understand where you are, what you're navigating, and whether the approach is the right fit. If it's not, I'll tell you honestly. And if you start and decide within 60 days it's not right, the planning fee is refunded in full.
Scottsdale's fee-only, fiduciary planner.
Based in Scottsdale, AZ. No commissions, no investment transfer required. Serving the Phoenix metro and clients nationally.
Dynamic Financial Planning LLC is a registered investment adviser in the State of Arizona. Information provided for educational purposes only. Not investment, tax, legal, or accounting advice. Advisory services provided only under a written agreement. All investing involves risk.